Credit & policies

Rely on a firm that has successfully provided financial solutions worldwide since 2003.

The Bao Lyon Group, LLCCredit policy analysis

One of our primary objectives is to make your job easier! Do you need more hours in the day, too much responsibility, and too little time to get everything done? Let The Bao Lyon Group, LLC assist with your credit, accounts receivable management, and Import/Exports tasks.
Our company strives to tailor our process and services to your needs. Our credit services provide the necessary resources to investigate, process and monitor your customer's creditworthiness.
Depending on your needs, we can handle the entire credit granting process or part of it. Our credit management services begin with a pre-credit analysis of your prospective customer. It includes verification of your potential customer's financial information and credit history. We can also recommend the best solution possible for when the problem arises.
The cost to your company is minimal, and depending on the services needed, your savings in time, money, and improved efficiencies can be dramatic. Contact us for details!
Some of the tools we provide to your accounting department are:
Business Activity Snapshots: Provide detailed information regarding the current financial situation of your debtor / prospective client. Knowing the "inside" information in advance allows your credit and accounting personnel to make an accurate assessment and deliver a reasonable decision regarding terms, credit extensions, and credit holds potential future receivable problems.
Credit Policies, Procedures, and Applications Analysis: Using our tools, experience, and expertise, we can provide you with essential recommendations. These suggestions can range from having the correct format for your company's Credit Application, Personal Guarantee Agreement, and the wording covering interest, collection fees, and litigation expenses. Ask us about these services so we can bring your company up-to-date with the best international practices available in the business!
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"As the world get smaller, international trade can be a complicated and tricky business".

"Selling internationally is a great way to expand into new markets, boost your customer base and grow your business, but there are challenges you may face. How well do you know the customer? Will you be paid for your goods or services?"

"To remove these and other obstacles rely on experts with international business experience. Export services are designed to support you at every stage of the process. They can address your cash flow needs by helping to fund transactions, make trade safer by reducing payment and currency risks, and improve your business efficiency by ensuring that payments are managed securely and costs efficiently"

- Commerce Bank

As an expert in commercial (business-to-business) debt collection (*), we understand our clients' situations: They complain of many outstanding corporate clients' receivables. We can find out why your business partners are not paying and resource the best way to recover your receivables – both domestically (in your country) and internationally. 
Debt recovery is necessary for many of our clients, many of whom complain about having many outstanding receivables. Individually, these cases may involve small sums, but they all add up. Companies often need help understanding why their clients are not paying despite services being rendered in compliance with their requests. Getting to the bottom of the matter costs time and ties up personnel, mainly if the clients are overseas. Cultural misunderstandings can occur in cases such as these, which compound matters. In such situations, we can communicate and persuade your clients – even in the most difficult ones. Contact us for more details!
Success through intelligent debt recovery means realizing your outstanding balances while maintaining your valuable business relationship. The Bao Lyon Group, LLC provides support in the following ways:

"Soft Audit Approach"

For several of our clients, this is a preferred method we utilize. After the exported product has arrived at the destination, and between 45-60 days of the account being past due, our company will contact the debtor as a third-party institution doing an "audit"* on the accounting of the client, verifying "why" the invoice is still showing unpaid. This simple method will prove to the debtor that a separate entity is surveilling the accurate and timely payment of the exported materials. Proactively preventing a potentially dangerous situation is always better than reacting to it. Contact us for a free assessment of your case!
*) Contractual services
Whether in fiduciary debt processing, debt sales, or business process outsourcing: We place our long-term know-how and customized solutions in all areas of receivables management at our client's disposal. This is vital in helping you to protect your liquidity. The experts of The Bao Lyon Group, LLC offer receivables management* and business-to-business solutions for companies of all sizes and industries. The Bao Lyon Group, LLC also specializes in processing secured and unsecured receivables and receivables secured by real estate. Contact us for more information!

Corrective Methods

There are many means available that can be implemented once the issues are pertinent. That is why our organization emphasizes the need for an accurate discovery process to unveil all the transaction details in question. Some of the resources we will apply to the whole Investigate process will include, but are not limited to, the following:

(*) Contractual services
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Services we can provide

Utilizing our broad network of international contractual services, The Bao Lyon Group, LLC can provide
Expertise / Compliance / Support
Project Handling
If your organization has a domestic or international project that needs management, we can help. From the initiation/planning phase through its execution/implementation we can assure that there are monitoring tools in place to complete your endeavor. If your company wants to expand to new markets, The Bao Lyon Group, LLC can provide compliance with the Rules, Standards, and Regulations needed to warranty the return on your investment. Call us for details!
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International Receivables Support

Selling your products in foreign markets is a great way to expand your reach and boost your customer base. It is essential for every company to grow but requires expert surveillance of the newly developed market to assure the risks are minimized, and all investments are guaranteed. Our experience on the international field will be a great asset to your organization. Contact us for a free assessment of your accounts!
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Import / Export Management
If your company manufactures a product that wants to commercialize internationally, we can provide an expert brokerage service finding new markets, clients, suppliers & customs agents to fulfill your need every step of the way. After the export/import process is complete, we could also monitor the international transaction assuring a prompt payment for the exported/imported materials. We can help you to maintain your cash flow in optimal condition; just let us know!
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Mergers & Acquisitions / Mining & Exploration

The critical principle behind an M&A is that two companies together are more valuable than two separate entities -at least, that's the reasoning, especially when times are tough. Reliable companies will act to buy other organizations to create a more competitive, cost-efficient and, theoretically, more shareholder value. The Bao Lyon Group, LLC can help your team to accomplish a small, medium or broad merge process. Lets us know your plans, and we will generate a set of options tailored specifically to your needs. We can also offer a specialized Research & Development team if your company deals with Mining and Exploration. Call us for details!
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Responsiveness & Professionalism
Letters Rogatory
Also known as letters of request, are a formal request from a court to a foreign court for some type of judicial assistance. The most common remedies sought by letters rotatory are services of process and taking of evidence.

In some cases these letters cannot be transmitted from court to court and requires the assistance of consular offices or diplomatic channels. Contact our office for details!
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Service by Agent
Process Servers are people who deliver court documents, domestically or internationally. It could be an individual, institutions or any authorized personnel by the country in which the service is to be performed. Usually those individuals deliver summons and complaints necessary to start a trial. They are commonly used on civil, commercial cases. Contact us for details!
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Deposition Services
Deposition services are taking orally, with an attorney asking questions before a trial. Usually those events are video recorded to assure accuracy of the testimony. Depositions are taken under oath and the court reporter and the defendant often sign affidavits attesting to the accuracy of the subsequent printed transcript.

Internationally, depositions are a discovery tool for civil cases and it require experienced personnel as well as legal counsel to be performed.
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Translation & Authentication Services
Utilizing our network of service providers, we can offer document translations to more than 75 languages in the world. In some cases those documents will need to be authenticated and our partners are qualified to comply with all legal requirements to assure your document is accurately translated and delivered.
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